Houses of Worship are increasingly becoming the targets of hostile acts.
Volunteer Church Security Liability Insurance
More churches are turning to volunteers for security, but good intentions aren’t enough. If an incident occurs, volunteers could face personal liability. Our specialized insurance program protects your church and your people—affordably and professionally.
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Why Choose Rockwood for Your Volunteer Church Security Coverage?
In 2023, 436 hostile acts were committed against churches in 2023 – double the previous year. But, traditional church insurance does NOT protect your volunteers.
Rockwood’s insurance product is underwritten by a carrier rated A- (Excellent) by A.M. Best. This rating is a reflection of the company’s financial stability and claims-paying ability.
COVERAGE HIGHLIGHTS
The insurance is purchased by the Church on behalf of the volunteer security team and includes:
- $300,000 limit per volunteer, subject to $1,000,000 policy aggregate
- Coverage is available for churches with up to 1,500 congregants. Maximum number of volunteers: 25
- Coverage available for both armed and unarmed security volunteers
- Premiums start at $750
- Legal defense and indemnity coverage provided for civil actions only (not criminal)
- Coverage can be broadened to include services held at any satellite location
- On-line security training is available to insured volunteers at no cost
- Pre-claim legal hotline access provided
- A- (Excellent) A.M. Best-rated carrier
Of course, the true litmus test of any insurance policy is how well it responds in the event of a loss.
Claims administration is provided by the internationally-recognized law firm of Wilson Elser. At any time, their contingent of over 1,000 attorneys is actively engaged in some 100,000 defense and coverage matters. Over the course of nearly 45 years, Wilson Elser has established a reputation of providing an advocacy defense for its clients.
Don’t Let Your Church Volunteers Go Unprotected.
Contact Rockwood today.
Let’s Protect Your Church Together.
We’re here to answer your questions, review your coverage needs, or walk you through our easy application process.
For More information, Contact Church Volunteer Liability Specialist Megan Franco
megan.franco@rockwoodinsurance.com
(800) 499-7242